In Utah County the cheapest “House” for sale is 600 square feet, 2 bed, 1 bath, at $300k.
So at current interest rate it would be $1,800 a month mortgage(assuming you put the 60k down payment! A decent amount more if you do 3% down.)
The cheapest condo/town in utah valley is 205k, 1,100 square feet, on a 400 square foot lot. But due to a $500 HOA fee the monthly cost is still 1,700 a month (assuming 20% down).
With 3.5% down they’d both be closer to 2.1k +PIMI.
So yeah, how is where you live doing?
When I search in a 30KM radius, the cheapest house starts at 140K euros. You only get 19m² (204 sq ft) so it’s like just one room? But for 150K you can get a 55m² (592 sq ft) house that’s probably a bathroom, livingroom and bedroom.
Per square feet actually more expensive, but houses in the Netherlands aren’t that big anyway.