sanitation@lemmy.today to me_irl@lemmy.world · 2 个月前Me_irllemmy.todayimagemessage-square132linkfedilinkarrow-up1581arrow-down135
arrow-up1546arrow-down1imageMe_irllemmy.todaysanitation@lemmy.today to me_irl@lemmy.world · 2 个月前message-square132linkfedilink
minus-squareplz1@sh.itjust.workslinkfedilinkarrow-up17arrow-down1·2 个月前Those numbers are so not reality. $2K/month is nowhere near the payment for the first one.
minus-squarejulysfire@lemmy.worldlinkfedilinkarrow-up7·2 个月前It could be. The very key thing that is left out of both is the down payment amount
minus-squareTolos@lemmy.worldlinkfedilinkarrow-up6·2 个月前600k at 3%, you need 229k down (38%) to pay $2,025/mo (assuming extremely low property tax and insurance). 850k at 8.5%, you need 40k down (4.71%) to pay $6,850/mo (assuming extremely low property tax and insurance). 40k seems like a much more reasonable down payment… The 600k house at 3% with 40k down would be $2,821/mo. Almost $4k/mo difference from the 850k example.
minus-squareCookieOfFortune@lemmy.worldlinkfedilinkarrow-up1·2 个月前Isn’t 20% standard? Where can you get a house for 3% down in today’s market?
minus-squareprole@lemmy.blahaj.zonelinkfedilinkarrow-up1arrow-down3·2 个月前 Almost $4k/mo difference from the 850k example. So their point still stands
minus-squareLovable Sidekick@lemmy.worldlinkfedilinkEnglisharrow-up3·edit-22 个月前It’s $2028/mo. Think before you say these things, Mitch.
minus-squareRagingRobot@lemmy.worldlinkfedilinkarrow-up3·2 个月前Yeah I had a 300k house at 3% was around 2k
minus-squarejbrjake@lemmy.worldlinkfedilinkarrow-up2·2 个月前You seem like someone who would be prepared if gravity reversed itself.
minus-squareLovable Sidekick@lemmy.worldlinkfedilinkEnglisharrow-up3·2 个月前Not quite, I’m still working out where to keep my phone. Velcro chafes.
Those numbers are so not reality. $2K/month is nowhere near the payment for the first one.
It could be. The very key thing that is left out of both is the down payment amount
600k at 3%, you need 229k down (38%) to pay $2,025/mo (assuming extremely low property tax and insurance).
850k at 8.5%, you need 40k down (4.71%) to pay $6,850/mo (assuming extremely low property tax and insurance).
40k seems like a much more reasonable down payment…
The 600k house at 3% with 40k down would be $2,821/mo. Almost $4k/mo difference from the 850k example.
Isn’t 20% standard? Where can you get a house for 3% down in today’s market?
So their point still stands
It’s $2028/mo. Think before you say these things, Mitch.
Yeah I had a 300k house at 3% was around 2k
You seem like someone who would be prepared if gravity reversed itself.
Not quite, I’m still working out where to keep my phone. Velcro chafes.