I dont ask if it works but how private it is. Cash is nearly completely private. I go to the usual supermarket and get 200€ cash then I spend it however I want, repeat.
That is a very good mix of privacy and convenience. My bank even has some kind of deal to allow free cash retrieval from supermarkets 5 times a month or something
We can already pay securely with instant bank transfer but nobody does that. WERO is some pseudo independent service that involves phone numbers which is something I would very much prefer not to share.
Does swish work on uncertified Android phones? What nasty things does the app do? Does it work on rooted phones? If the bootloader is unlocked? Does it load code dynamically from memory? Does it debug its own code? Does it use Play Integrity with fallback for no support at all, or does it explicitely not use Play integrity because it is useless garbage? Do they officially allow certain free android builds like GrapheneOS?
Might be a little more anonymous than Visa, but not as anonymous as cash. The bank will still be able to see where you buy, but probably not what. Swish is like WERO in that it uses your phone number, so yeah, if you get a payment you can see their number.
It probably won’t work on uncertified phones, but also because it uses BankID, the digital-id card everyone uses. If anything, the bank-id is the bigger problem because you basically can’t function in Sweden without one.
I dont ask if it works but how private it is. Cash is nearly completely private. I go to the usual supermarket and get 200€ cash then I spend it however I want, repeat.
That is a very good mix of privacy and convenience. My bank even has some kind of deal to allow free cash retrieval from supermarkets 5 times a month or something
We can already pay securely with instant bank transfer but nobody does that. WERO is some pseudo independent service that involves phone numbers which is something I would very much prefer not to share.
Does swish work on uncertified Android phones? What nasty things does the app do? Does it work on rooted phones? If the bootloader is unlocked? Does it load code dynamically from memory? Does it debug its own code? Does it use Play Integrity with fallback for no support at all, or does it explicitely not use Play integrity because it is useless garbage? Do they officially allow certain free android builds like GrapheneOS?
Those are other important points.
Might be a little more anonymous than Visa, but not as anonymous as cash. The bank will still be able to see where you buy, but probably not what. Swish is like WERO in that it uses your phone number, so yeah, if you get a payment you can see their number.
It probably won’t work on uncertified phones, but also because it uses BankID, the digital-id card everyone uses. If anything, the bank-id is the bigger problem because you basically can’t function in Sweden without one.