Better than butt stuff

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Joined 1 year ago
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Cake day: June 13th, 2023

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  • Not who you asked, but I also refuse to buy a phone without a headphone jack. I am constantly listening to music/podcasts/audiobooks on my phone while out and greatly prefer using wired headphones over wireless for a number of reasons-

    -Bluetooth can be finicky in connection. No matter the pair I’ve used, just the act of walking can make the connection falter at times and there’s no way to fix it

    -Bluetooth headphones have a much worse cost/performance ratio than wired when it comes to sound quality.

    -I use the mic when taking calls and even a cheap wired mic is dramatically better than any bluetooth one

    -Wired headphones don’t have a battery. This is huge for me. I hate, hate, hate it when caught out and my headphones run out of battery. Additionally, batteries put a life span on electronics that I like not having to think about with my headphones.

    -Simplicity. If I want to use my headphones, I plug them in. If I don’t, I unplug them. I can quickly switch to a new device when I want to use them on something else. I don’t have to think about what they are paired with at any time or fiddle with it when swapping devices

    -Small case, but I like that when I need to take my headphones out for a bit, I can just ease one out and leave it wrapped around my ear rather than deal with the case just to talk to a cashier



  • Let’s put aside the many, many problems of insurance companies in reality and talk in terms of two parties acting in good faith for ease of demonstration.

    Let’s take random person Alice who has insured her wrench set at Insurance Company X. Her wrench set is very important to her job and she only believes in high quality tools, so it is quite expensive. So expensive, that if something were to happen to it, she might not be able to replace it right away. Instead, she pays Company X for an insurance policy. Alice can afford to pay a little bit every month and so this is a good set up.

    Uh oh, an impromptu stomp band raided Alice’s store and appropriated her wrenches as drumsticks. They’re ruined! Luckily, Alice is insured and Insurance Company X pays her for replacement wrenches.

    Unfortunately for Company X, Alice needed new wrenches before her monthly payments would exceeded the price of the wrenches. So how did they have the money? Well, they have more customers than just Alice. They use some of the money that they get from others to help buy the wrench set in the same way some of Alice’s money is used with other problems as a way to socialize the losses.

    As you might guess, this requires more people. More people contributing at once means a bigger pool of money that can cover bigger individual losses when the time comes. As such, Insurance Company X uses a portion of the money they get to recruit more users and thereby make their system work better.

    But also greed. Lots and lots of greed.