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4·1 month agoEven if some of the information is outdated, although I believe it’s all still valid, the main points / TL;DR are absolutely relevant. It’s unlikely that the main bureaus will change, and although the exact steps for freezing may change over time, the emphasis on freezing is important.
There are actually more than 3 providers and you should put a freeze on everything you can. You only need unfrozen credit for applying for new lines of credit (loans, credit cards, etc), and unfreezing is a quick process (15 minutes or so).
Here’s a pretty comprehensive guide for protecting yourself: https://old.reddit.com/r/IdentityTheft/comments/uvv3ij/psa_freezing_your_three_main_credit_reports_is/
It’s better to take these steps before you get your identity stolen rather than after. These steps can prevent your leaked information from being used against you.
Another great song to accompany this meme: https://youtu.be/9deKEj8-lng
The original scene: https://www.tiktok.com/@tm.jy/video/7246655883751558426 (I could only find a TikTok link unfortunately).
For those who don’t want to click through, Tom is hit on the head by a woman (an actual racist caricature named Mammy Two Shoes) and starts to think he’s a mouse. He grows buck teeth (like a mouse or rat), starts eating cheese, and attempts to sleep on Jerry’s bed (as seen in the meme).
It’s important to recognize racist stereotypes, especially with how prevalent they were in old cartoons, but it’s also important to avoid jumping to conclusions and calling out problems that aren’t there.