

The common wisdom in the reseller community about PayPal is to never leave any funds inside the paypal wallet, do not use them for large transactions and do not use them to transmit money that you depend on.
You can read many horror stories online about people who “trust” PayPal and then get blindsided and lose their money with no way to appeal or recover.
There seems to be a pattern where PayPal just steals large account balances and burns those clients. PayPal will take money for no reason or without providing any reason at all. They just fall back to “we are a service you agreed to use, we are not a bank or financial institution”. There is a whole reddit community with people commiserating. Lots of people lose their rent money, their business funds, their huge consultant contract payments, their school tuition etc. Often using paypal without imagining that its not a real company with a phone center and a system you can go to for an appeal, but some rinkydink black box of thievery with no real human contact and no legal presence anywhere you can tackle them and make them accountable.
eBay is the man in the middle between buyers and sellers, and overall the total marketplace is in decline in terms of buyers, dollars and sales volume. There is a situation where eBay has this shrinking pool of people spending money, and so they have enshittified their system by breaking search results and charging sellers to advertise/promote their listings. Essentially, surplus sellers compete to purchase the scarce buyer now. Its a doom loop. EBay is cutting a larger and larger piece of the sales and this makes everything on there more expensive, which makes the sales dwindle…rinse and repeat.
In both cases it is hard to understand why all their competitors aren’t beating them. For example, things like Craigslist or Facebook marketplace have a very lucrative opportunity and a big head start, but nobody has really challenged eBay…its confusing. They botg killed their golden goose but somehow they keep going as.zombie businesses.
Yeah, its a circular economy. So for example, all your federal workers spend, save, invest and pay taxes in the country.
I think this a good small example: https://www.nasa.gov/news-release/new-report-shows-nasas-75-6-billion-boost-to-us-economy/
NASA budget is about $25B
That money (which is respent in the national economy) adds $75B to GDP. 3:1 multiplier effect.
So by finding NASA by $25B you get most of it back again in taxes AND you get all the jobs, services, technology etc. Its a huge list of benefits that is basically paying for itself. That’s 300,000+ jobs and $10B in more downstream taxes…that counts against the $25B budget…it is really a net $15B tax spend to bring in $75B in GDP increase.
If you cut this program, you shrink the overall economy, drop.GDP AND lower future tax revenues. So when the money these programs spends is multiplied out through the economy in a circular way, the high price tag is a useless / pointless way to analyze the value of the return. You need to have the full systemic analysis or you’re just doing damage…
This is every government program. My own small business I can track higher sales when SSI checks go out. The grocery store lines are longer and all the seniors are lining up to get groceries when the checks arrive…
And even if you “save money”, what would you turnaround and do with it if not fund NASA and social security? Do they have a better idea? What else do we need that money for?