I mean yes, please vote people.

However the supreme court is stacked because Bitch McConnell is a piece of shit.

50k and paying 15k, because that person is living within their means. They probably share a shitty apartment with roommates and have a crappy car, but they can sustain their lifestyle. Eventually they will retire with investments covering the exact same income that they have now.

100k paying 50k is a hot shot, a flash in the pan. They have a higher quality of life right now, but they will likely crash and burn. They cannot live and invest enough money to sustain their lifestyle, and they won’t know what to do when they suddenly have to live on half of what they used to make.

Making more money does not mean you have better finances, it usually just means you own more expensive stuff right now.

Edit: the one exception is the 100k paying 50k and then living like the 50k paying 15k for literally everything else. They are not the norm, but those people will probably be ok. They’ll have to move when they retire though, or have like no paid fun ever.

It’s extremely difficult to pull off today, but that doesn’t mean that it isn’t an appropriate figure. The “wants” and “investment” categories have effectively been wiped out for a large number of people, which isn’t a healthy and sustainable way to live long term.

This is what the entire “living wage” argument is based on. Regular people aren’t making enough money to have a healthy budget. Well, some are just over inflating wants, but that’s not the people I’m talking about.

30% is widely considered to be the most you should pay for a living space in order to live a sustainable lifestyle and retire comfortably. It even says in the article that they consider anyone that has to pay more than that to be “cost burdened”.

It usually breaks down somewhere around 30% on housing, 20% on necessary bills, 30% on wants / unnecessary bills, and 20% on retirement investments / savings.

The fact that nearly half of renters cannot do that is the problem that they are trying to highlight, but it doesn’t offer much of a solution. These people will not be able to retire without public assistance (if they can at all), and will likely run into serious struggles long before then.

It translates to this meme template.

I don’t remember voting on the curriculum last time I was in school.

I can now though, so thank you for telling me about this. It definitely should have been included.

Uhm… Yes. Like a lot.

As the other commenter noted, this post is missing it’s image. However, I found your people: [email protected]

Satisfactory isn’t bad either, but factorio wins in my book.

Plus Biden attempted to block any more aid for Israel and the Republicans rammed it through anyway.

It’s currently on a free weekend promotion on steam. You can play it either way.

Trump has 91 felony allegations across 4 different state and federal cases against him right now. Many of which are directly related to him trying to overthrow our democracy.

Burn him to the ground; I don’t care about his legacy as a president. He was a shitty one anyway and was never actually elected by popular vote.

I would be appalled if he was pardoned, and I’m already rather annoyed at the current state of the prosecution taking this long.

How do you make it to this position and not know how to put on a mask correctly?

Retracted. I was sleepy and apparently pissy this morning. I deserve my downvotes.

That’s… Exactly what I was talking about. Master of the content.

I am fully aware that the windows search hides things that you are actually searching for. Particularly if they are system preference apps, and it always goes to bing first regardless.

Also, I bailed as well. I use windows for work and school, otherwise I’m on linux.

They want you to use the search instead of a functional interface. That’s why they keep making the interface worse.

It lets them spy on you through bing, allows them to fill the results with ads, and lets them hide system applications unless you know exactly how to find them.

It’s also them gearing up towards funneling the entire UX through copilot for largely the same reasons.

The entire goal is to flip the operating system from the slave of the user to the master of the content.

I mean… Yes? I hate this idea and Roku will lose me as a customer over this, but yes they are specifically targeting screensavers. Idle time is ad time to these people.

Around here, it’s usually not at a local physical bank. My online high yield savings is currently at 4.5% though; that’s where my emergency funds are.

And religion + racism + fear of the unknown + social echo chambers can all be exploited. Remember that MTG floated a few years ago that space lasers caused California forest fires. Never mind the power requirements and ridiculousness that would require.

I think the woman is dangerous as hell, but I don’t think she’s stupid. I think she uses dumb ideas to mobilize an ignorant base.

No, you don’t. You have to pay a penalty if you pull out earnings early. You can take the money you put in out at any time without penalty.

You are thinking of a traditional IRA, not a Roth IRA.