• the_fuckler@nord.pub
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    19 hours ago

    Damn, I’ve never looked at lending like that. Thank you for humoring me so I can examine that.

    • bdonvr@thelemmy.club
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      10 hours ago

      Yep, it measurably increases consumer spending.

      $500… Can’t afford that. Now $125? Yeah I could come up with that.

      Psychologically they often don’t really think beyond that first payment, and then are pretty stressed when they need $125 for the next three fortnights…