Source: https://mstdn.isometry.group/@Cahatstrophe2/117323121764942610
transcript
@[email protected]: you’ve heard of two factor authentication. you’re heard of three factor authentication. now get ready for just never being able to fucking log in at all

Next is meta-factor authentication where part of the authentication process is making sure you perform each authentication method in the correct order as when you setup your account.
Then need to reset it when someone accidentally leaks the password to the unsecured database where everything was left in plain text.